A. Disclaimer

Terms and Conditions of Use

NOTICE: By proceeding to use this service, you acknowledge you agreement with the following terms and conditions. If you do not agree with these terms and conditions, then do not use this service.

Copyright © 1999 The Farbman Group. All rights reserved.

The Farbman Group maintains this site to inform you about the business and offerings of The Farbman Group. In using this site, you agree to the terms and conditions listed below. The Farbman Group may revise these terms and conditions at any time by updating this posting. You should visit this page periodically to review the terms and conditions, because they are binding on you.

The text, graphics, images and other materials (the "Material") on these web pages are copyrighted by The Farbman Group. The Farbman Group authorizes you to view the Material on The Farbman Group's web pages, download a single copy of the Material only for your personal, noncommercial use, but you may not further copy, modify, use or distribute the Material in any way unless you obtain the permission of The Farbman Group. You must retain all copyright and other proprietary notices contained on the Material. If you violate these terms and conditions, your permission to use the Material terminates and you must immediately destroy all copies of the Material, and you may also be subject to other civil or criminal penalties.

Each document and other material published by The Farbman Group on these web pages may contain other proprietary notices or described products, services, processes or technologies owned by The Farbman Group or third parties. Nothing contained herein shall be construed as granting to the user a license under any copyright, trademark, patent, or other intellectual property right of The Farbman Group or any third party, except for the rights set forth below in these terms and conditions.

The Farbman Group name and logo, and all related product and service names, design marks and slogans are the trademarks, service marks or registered trademarks of The Farbman Group. All other product and service marks contained herein are the trademarks of their respective owners.

The Farbman Group wants you to browse the site freely. But, you do so at your own risk. The Farbman Group is not responsible or liable for damages of any kind (including but not limited to direct, indirect, incidental, consequential or punitive) related to your use of the site or reliance on the information contained herein.

Users of these web pages assume all responsibilities and risk of the use of these web pages and the Internet generally. The Farbman Group, its affiliates and data suppliers disclaim all warranties, representations or endorsements, express or implied, with regard to the information accessed from, or via, these web pages or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, or noninfringement. The Farbman Group does not assume any legal liability or responsibility for the accuracy, completeness, or usefulness or any information, apparatus, product or process disclosed in these web pages or other material accessible from these web pages. In no event shall The Farbman Group be liable for any compensatory, special, direct, incidental, indirect, consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, or profits, whether in an action of contract, tort or otherwise, arising out of or in connection with the use or performance of the information in these web pages or the Internet generally or on any other basis. If this limitation of liability or the exclusion of warranty set forth herein is held inapplicable or unenforceable for any reason, then the maximum liability of The Farbman Group for any kind of damage shall be limited to $1 U.S.

Any material in these web pages may include technical inaccuracies or typographical errors. The Farbman Group has the right to make changes and update any information contained within this server without prior notice. The Farbman Group is not able to inspect or confirm that the Material contained on the web pages or that are linked to this page are correct in every case. The use of the web site and the Material is at your own risk.

The information provided in these web pages is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of title, noninfringement or implied warranties of merchantability or fitness for a particular purposes No advice or information given by The Farbman Group, its affiliates or their respective employees shall create any warranty. Neither The Farbman Group nor its affiliates warrant that the information in these web pages or on the Internet generally will be uninterruptable or error free or that any information, software or other material accessible from these web pages is free of viruses or other harmful components.

This disclaimer warranty shall not be applicable to the extent that any provision of this disclaimer of warranty is prohibited by any federal, state or local law that cannot be preempted.

The Farbman Group may make changes to the web page Material and the product information and/or prices at any time without notice and without obligation to update the Material contained on these web pages.

The Farbman Group may provide links to third party web sites solely as a convenience to you and not as an endorsement. The Farbman Group assumes no responsibility for the content of any sites it links to and has not reviewed the content of such sites. Your access of those sites is at your own risk.

The Farbman Group welcomes your feedback at various places in the site. However, any communication or other material you send to the site by e-mail or other means, including your questions or comments, is considered non-confidential. By sending communications, you grant The Farbman Group a royalty-free, perpetual, non-exclusive license to use, reproduce, modify, edit, distribute, perform and display any communication or other material you transmit to the site (and the ideas contained in the material) for any purpose, including reproducing, posting or publicizing such material or using the material for marketing, commercial or business purposes.

The Farbman Group makes no claims that the Material is appropriate or may be downloaded outside of the United States. Access to the Material may not be legal by certain persons in certain countries. If you access the Material outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

This web site, including, but not limited to the Terms and Conditions of Use, Disclaimer and Privacy Policy Statement shall be construed and enforced in accordance with the laws of the State of Michigan for any dispute regarding anything contained within and/or resulting from access to this web site.

B. Internet Privacy Policy Statement

Internet Privacy Policy Statement

The Farbman Group and its affiliates disclaim all warranties and representations that any information obtained by The Farbman Group or others by virtue of your use of these web pages will be maintained or utilized in a confidential or private fashion. Your use of these web pages is at your own risk, and you assume all risk associated with the retention, distribution and use of information concerning you that may be obtained by The Farbman Group by virtue of your use of these web pages.

This is the Web site of The Farbman Group.

Our postal address is:
c/o Web Development, 28400 Northwestern Highway, Fourth Floor, Southfield, Michigan, 48086-5188.

Our e-mail address is:
info@farbman.com

You can reach us by phone for Web Site related matters at 248-353-0500. Ask for the Web Site Coordinator.

For each visitor to our Web Site, our web server automatically recognizes the consumer's domain name.

We collect the following information:

• The domain name of visitors to our Web page.
• The e-mail addresses of those who communicate with us via e-mail.
• Aggregate information on what pages consumers access or visit.
• Information volunteered by the consumer, such as survey information and/or site registrations.

The information we collect is:

Used by The Farbman Group for its business and marketing purposes and The Farbman Group may disclose the information to third parties for such purposes.

If you do not want to receive e-mail from us in the future, please tell us that you do not want to receive e-mail from our company by either:

• sending us e-mail at the above address, or
• writing to us at the above address.

If you supply us with your postal address on-line:

• You may receive periodic mailings from us with information on new products and services or upcoming events.

If you do not wish to receive such mailings, please let us know by one of the following communications:

• sending us e-mail at the above address, or
• writing to us at the above address.

Persons who supply us with their telephone numbers on-line:

• May receive telephone contact from us with information regarding service issues or upcoming events.

If you do not wish to receive such telephone calls, please let us know by:

• sending us e-mail, or
• writing to the above address.